The day has finally arrived! Payments for the Kriptomat UAB Security Token Offering are open to the public, which means that you can now make your investment!

We have prepared a complete guide on how to buy the Kriptomat securities in three simple steps.

STEP I: Register for Security Token Offering by passing KYC

Begin your registration process on the chosen token offering registration page. The first step you need to take is to create your account. If you have already registered, log in with your email and password and skip to STEP 2.

STAY SAFE: Create a strong password that you don’t use anywhere else and don’t disclose your password to anyone! Our team members will never ask you for your password or offer you tokens at a discounted rate. Please report to [email protected] if you receive any offers of this nature.

After creating your account, we will ask you to answer a few mandatory questions we are required to ask by the regulator.


Identity Verification Process

Identify yourself by following the instructions on the screen. Make sure you are in a well-lit room or any other place with plenty of light. The image quality is crucial for the success of the KYC procedure. As practice shows, 99 percent of KYC procedures fail due to poor face and/or document image quality.

You will see a display of your face on the screen. The system will prompt you to take three photos:

  • Your face;
  • The front side of your document,
  • The back side of your document.

PS: If you choose to use your Passport, you will also be asked to take a picture of the cover of the passport.

  1. Center your face to fit in the circle. Put your face very close to the camera of your device and press the CAPTURE button. After your face is identified, you will be asked to present your documents. Choose if you want to use your ID Card or Passport.
  2. Please show the front of your ID card and place it in the frame on the left. The document should be clearly visible, not blurry or pixelated. Press start.
  3. Please show the back of your ID card and place it in the frame on the left. Make sure that MRZ zone is visible and the document is not blurry or pixelated.

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STEP II: Pass the MiFID questionnaire

Each investor will need to go through a short appropriateness test under the Markets in Financial Instruments Directive (MiFID). This is a legal requirement in order to acquire regulated security.

Keep in mind that there are no right or wrong answers! The said questionnaire is three pages long. Each page will take around 1–2 minutes to finish. There will be no input, only drop-down answers.


STEP III: Make your payment

After you’ve finished the MiFID (appropriateness) questionnaire and are acquainted with the risks, you are ready to buy tokenized securities of your chosen company. On the main screen of your dashboard, you will Kriptomat as a company into which you can invest.

The active sale of the company will have an INVEST button next to it, and the company that will open its STO in the future will have the DETAILS button, so you could read more about the company and download the Offering Document.

Press the INVEST button to proceed.

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Please ensure that you have carefully read the risks and fully read and accepted the terms of the offering before proceeding. We would also like to remind you that you should make all investment decisions with care. The reception and transmission of orders are made by UAB Finansų bitė verslui. Investment brokerage firm FMI DV INVEST is responsible for the execution of this order and opening an account for financial instruments.

Choose your preferred payment method to acquire security tokens. You can only use euros to acquire security tokens. However, if you possess any other fiat or cryptocurrencies, there will be options to convert them into euros and complete the purchase.

You can choose one of three possible payment methods:

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Payment via Bank Transfer

Make a payment to the account of the receiver, UAB FMI DV Invest. You will be provided with the account number in IBAN format. Afterward, press the DONE button and you will be redirected to your dashboard. If you choose this option, please take note that it may take up to five business days for your payment to be processed.

ATTENTION: When entering an amount in EUR to be transferred to DESICO, please use a unique “Purpose of the payment” code from your DESICO account. This code is essential to make a successful transfer.

Payment via E-Banking

Lithuanian community members can acquire their tokens directly via e-banking. If you select this option, you will be transferred to the Mistertango payments system where you will be able to complete the transaction. If you choose this option, please take note that it may take up to 1 business day for your payment to be processed.

Payment via Cryptocurrency

Clients willing to pay in cryptocurrencies are advised to open an account with Kriptomat, exchange cryptocurrency into EUR and make a bank transfer. Note that this method is intended for users who already own cryptocurrencies.

Press the Go to Kriptomat button to proceed.

  1. Open a user account on Kriptomat (or simply log in if you already use our service).
  2. Make a crypto deposit to Kriptomat or exchange any of the 29 supported cryptocurrencies into euros.
  3. Make a direct euro transfer from your Kriptomat account to DESICO by following the steps in the “STO” tab on Kriptomat.

ATTENTION: When entering an amount in EUR to be transferred to DESICO, please use a unique “Purpose of the payment” reference code from your DESICO account. This code is essential to make a successful transfer.

Congratulations! You have bought your digital securities!


What’s next after completing the payment?

After you have purchased tokenized securities by using any of the above payment methods, you will be redirected to your DESICO investor portfolio. Here you will be able to see how many tokens you own, and how to buy additional tokens.

Please note that after we are informed by the investment brokerage firm about the receipt of your funds, you will receive a confirmation email with information outlining the number of tokens you’ve purchased. This may take up to two working days.

If you have additional questions, do not hesitate to contact DESICO via email [email protected] or reach out to them via the Chat button from your account on DESICO.

The Kriptomat team is also available via [email protected] and on direct Chat support on the website. We also love to engage with the community on our Telegram channel, so don’t hesitate to get in touch!




This text is informative in nature and should not be considered an investment recommendation. It does not express the personal opinion of the author or service. Any investment or trading is risky, and past returns are not a guarantee of future returns. Risk only assets that you are willing to lose.